Sadhana Laghubitta Bittiya Sanstha Limited (SDLBSL) has published an unaudited financial report for the fourth quarter of FY 2077/78 today. It has stated that its net profit has increased by 196.34% to Rs 11.70 crore from Rs 3.95 crore reported in the corresponding quarter of the previous fiscal year 2076/77.
Likewise, it extended loans of Rs 3.26 Arba till Q4 with 91.11% growth. It has collected deposits of Rs 83.52 crore and borrowed Rs 2.75 Arba till the fourth quarter. It has paid-up capital of Rs 25.69 crore with a reserve of Rs 13.43 crore.
Its net interest income has also increased by 72.91% to Rs 24.26 crore from Rs 14.03 crore in the corresponding quarter.
The company earnings per share (EPS) stand at Rs 45.57 and non-performing loan (NPL) has slightly increased to 2.02% from 0.81%. The Net worth per share stands at Rs 152.29.
Major Highlights:
Particulars | Sadhana Laghubitta Bittiya Sanstha Limited | ||
Q4, 2077/2078 | Q4, 2076/2077 | Difference | |
Paid-Up Capital | 256,980.40 | 256,980.40 | 0.00% |
Reserve & Surplus | 134,368.70 | 19,351.49 | 594.36% |
Borrowings | 2,757,074.41 | 1,227,865.72 | 124.54% |
Deposits | 835,223.42 | 455,351.17 | 83.42% |
Loans & Advances | 3,264,908.13 | 1,708,422.92 | 91.11% |
Net Interest Income | 242,668.99 | 140,347.89 | 72.91% |
Provision for possible Losses | 37,411.31 | 56,257.05 | – |
Write Back of Provision | 33,793.30 | 27,511.69 | – |
Net Profit | 117,095.07 | 39,513.87 | 196.34% |
Capital Adequacy (%) | 10.67% | 15.47% | – |
NPL (%) | 2.02% | 0.81% | – |
Cost of fund (%) | 5.04% | 10.30% | – |
EPS (Rs.) | 45.57 | 15.38 | – |
Net worth per share (Rs.) | 152.29 | 107.53 | – |
Qtr end PE ratio (Times) | 36.91 | – | – |
Qtr End Market Price | 1682 | – | – |